We're here to make life easier for you.
Are you looking to make a large purchase, but want to spread the cost out to make it easier? Whether you are a business, school or charity we are here to help you improve the way you work and take care of the pennies at the same time.
We work with an experienced panel of leasing partners. Once we receive your proposal, we will select the leasing funder who is best suited to your needs, ensuring we meet your goals and deliver the best terms and costs.
FAQs
What is the minimum value I can finance?
For Finance and Operating leases, the minimum is £1,000. For Hire Purchase the minimum is £3,000.
What length of agreements (finance term) do you offer?
Typically 2–5 years, however we can offer up to 7 years for certain telecoms equipment.
What products / services can be included in a finance agreement?
Any hardware, software, and soft costs (e.g. training, connection charges, cabling and consultancy, installation) can be included.
What information do I need to provide for a quotation?
We will need your full company name, the product type, quantity and value you wish to finance. If you are seeking a quotation for your client, additionally we will require your clients full name.
How long does it take for you to issue a finance quote?
A quotation will usually be provided within 1 working day.
How long does it take for you to issue a finance quote?
A quotation will usually be provided within 1 working day.
I’d like to accept your quotation. What happens next?
1. We will finalise the details of your requirements and ask you to complete a Data Capture Form to enable us to send a proposal through to the funder for credit approval.
2. Once approved, we will generate the documentation and send to you (or if relevant, your client) for signature.
3. Once the documents are signed / returned and the equipment has been delivered / installed, we carry out a verification call to ensure satisfaction.
I acquired hardware 12 months ago through a finance agreement. I now wish to upgrade. Is this possible?
Yes, our team will be very happy to discuss your options.
What are my options?
Finance Lease
A finance lease means you can use an asset without buying it outright. The term can be tailored to suit your working capital requirements. Once the term has been agreed upon, you will have regular fixed payments (operational expenditure).
At the end of the term, you have the option to continue to use the asset by entering a second rental agreement. Alternatively, you can refresh the equipment during or at the end of the agreement, ensuring you have access to the latest technology.
Minimum Value: £1,000
Hire Purchase
Hire purchase allows you to acquire an asset over an agreed term (typically 2 - 7 years) by paying regular instalments. At the end of the term, you have the option to purchase the asset in full for a nominal agreed fee. You can claim back the VAT and offset it against your profits, creating tax efficiency.
This type of finance is particularly useful for customers wishing to acquire large value assets like LED, large projectors and screens.
Minimum Value: £3,000
Operating Lease
An operating lease is similar to a finance lease. The difference is the asset within the agreement contains a residual value which means you pay a discounted price to the original capital cost of the asset
As with a finance lease, this is an operational expenditure and therefore won't feature on your balance sheet. This is particularly useful for schools and colleges.
Minimum Value: £1,000